{
  "name": "Jane Smith",
  "email": "jane@example.com",
  "phoneNumber": "+1234567890",
  "address": "456 Oak Avenue",
  "city": "Los Angeles",
  "state": "CA",
  "postalCode": "90210",
  "country": "US",
  "amount": 150.00,
  "unit": "USD",
  "originDomain": "store.example.com",
  "referenceId": "INV-67890",
  "notifyUrl": "https://api.example.com/webhook",
  "successUrl": "https://store.example.com/success",
  "failureUrl": "https://store.example.com/failure"
}

async function processAlternativePayment(paymentData) {
  const apiEndpoint = process.env.Caibo_H2H_ENDPOINT;
  const apiKey = process.env.Caibo_API_KEY;
  
  try {
    const response = await fetch(apiEndpoint, {
      method: 'POST',
      headers: {
        'Content-Type': 'application/json',
        'X-API-Key': apiKey
      },
      body: JSON.stringify({
        name: paymentData.customerName,
        email: paymentData.customerEmail,
        phoneNumber: paymentData.customerPhone,
        address: paymentData.customerAddress.street,
        city: paymentData.customerAddress.city,
        state: paymentData.customerAddress.state,
        postalCode: paymentData.customerAddress.postalCode,
        country: paymentData.customerAddress.country,
        amount: paymentData.amount,
        unit: paymentData.currency,
        originDomain: paymentData.merchantDomain,
        referenceId: paymentData.invoiceId,
        notifyUrl: paymentData.webhookUrl,
        successUrl: paymentData.successUrl,
        failureUrl: paymentData.failureUrl
      })
    });
    
    const result = await response.json();
    
    if (response.ok) {
      return {
        success: true,
        paymentRequestId: result.paymentRequestId,
        redirectUrl: result.redirectUrl,
        status: result.status
      };
    } else {
      return {
        success: false,
        error: result.error,
        message: result.message
      };
    }
  } catch (error) {
    return {
      success: false,
      error: 'NETWORK_ERROR',
      message: error.message
    };
  }
}